It’s no wonder they call it disposable income. The bags I can so easily fill with things that once looked nice and shiny and like a ‘great deal’ often do nothing but cause us a great deal of stress. The lines between wants and needs are so blurred these days and all it can take is a clearance sign or a good sale, and I’m grabbing for my wallet. The nickels and the dimes add up and before I know it, I’ve disposed of all the month’s income.
So, here are 10 questions to ask before you buy, even before you buy that end of summer clearance item, ten questions that could encourage us to not just stop buying but start giving and investing, to resist spending our treasures at Target and instead storing them up in a place where moth and rust cannot destroy.
1. Can we do without it?
2. Does it do more than required?
3. Does it cost more than it’s worth?
4. Can we do what it does with things we already have?
5. How often will we use it?
6. Where will we store it?
7. Will using it be more work than we’re apt to want to do?
8. How many ways can we use it?
9. Have we checked with people who own one and with consumer ratings?
10. Would I be smarter to resist, and put the money toward another goal? (my favorite)
Why spend money on what is not bread,
and your labor on what does not satisfy?
Listen, listen to me, and eat what is good,
and you will delight in the richest of fare. Isaiah 55:2